Hunk Times - Case Study - Internet Loan Service, A-Bank
2020 May
In this "Internet Loan Service", Hunk Times relies on the WeChat app, with data mining, search, anti-fraud risk control, and artificial intelligence technology, to create a complete set of cloud credit, Internet loan service systems. It makes "Internet Loan Service" the core business of providing loan services and deposit services for A-Bank's users. The service enables A-Bank users to obtain fast, efficient, and reliable credit lines and has the advantages of low credit lines, low-interest rates, and fast disbursement. Moreover, through cooperation with other banks and financial service institutions, we have made "Internet Loan Service" available on WeChat (A-Bank), Alipay, and ICBC online services. It is fully covering the market of both traditional and internet financial services in a short period of time.
Project Information
Service Subscription: 30 Million Subscribers
Hunk Times Service Scope:
- Collaborate A-Bank architecture team, finish detail design
- Front-end / Back-end coding, QA, DevOps releasing
- EDI / API interface to other banks and financial institutions
- Development: H5 Encrypt keyboards integration, facial recognition, ID card OCR integration
- Microservices architecture design
Application Architecture
(In Archimate)
Technology Architecture
(In Archimate)
Functions
User also can find “Internet Loan Service, A-Bank” through 3rd party bank apps.
Real Name Authentication
Users register, log in, OCR their ID cards, and submit their real names for authentication after the light is live.
Information filling, credit application
Customer basic information filling, after calling anti-fraud, submit credit application.
Binding card to open an account
Customers need to bind other bank cards, set transaction passwords and open XX Type II accounts.
Loan application
In the "Internet Loan Service, A-Bank", loan trial calculation, amount check, anti-fraud risk control detection and initiation of authentication are provided. Submit a loan application.Alipay Mini Program (apps run inside Alipay)
Business Value
This "Internet Loan Service, A-Bank" project has enabled A-Bank to achieve sound security requirements and meet regulatory compliance requirements.
The project is in line with A-Bank's strategic direction, expanding the range of users and strengthening partnerships with other financial institutions.
The service better serves individual and SMB business customers, enabling faster access to loans and financing services.
A-Bank's Internet Loan Service, based on the Hunk Times design, is entirely based on microservices and open architecture, allowing for rapid iteration and access to new services and enabling the implementation of a transaction hub that can interface with a wide range of financial services.
Tel：+86 10-62980018
Mail：market@hunktimes.com
Add.：New Industry Alliance Building, Building 10, Courtyard 10, Xibeiwang East Road, Haidian District, Beijing 
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