To encrypt all announcement documents needed in the bank. Each document will be encrypted according to its own secret key to ensure that it cannot be opened.

With the continuous development of financial technology, new investment and wealth management services such as Robo-advisors have sprung up. Their specific business models and technology applications have further changed commercial banks' wealth management business. Under this trend, the Robo-advisor AI investment project hopes that internal experts will use ICBC's big data platform. It is deep learning, neural network, and other cutting-edge technologies to build models, model self-learning, and create a complete set of innovative financial services. Customers can choose a specific strategy portfolio to invest in in their circumstances. They can perform adjustment optimization operations according to the repositioning suggestions given by the quantitative model built by the back-end machine automatic learning to obtain the maximum return on investment.

As the bank’s main digital inclusive product, consumer loans rely on self-developed anti-fraud systems, using face recognition comprehensively, biological probes, device fingerprints, and associated networks to control the risk. For credit, the decision-making level used artificial intelligence, machine learning algorithms, etc. To perform real-time portraits, analysis, and judgments of users, realize the whole-process machine intelligent approval, and output the decision results as quickly as 7 seconds, significantly improving credit approval efficiency and saving bank operating costs.

To process the massive amount of contract information, perform various statistical displays, perform various analyses, and facilitate the business personnel data, extract samples, make statistics, review, and generate reports and reports. You can reduce and avoid risks by discovering abnormal data.

A complete financial service ecosystem is created by relying on financial-level big data and cloud computing capabilities, with rich data models, precise risk control, and cutting-edge technologies such as cloud computing, artificial intelligence, and blockchain.