Status and Trends
1. China's banking industry is constantly innovating in the information technology revolution. From the perspective of development, it can be divided into three stages: electronic, automation, and mobile internet.
2. Mobile payments are increasing, and the trend of a "cashless society" is evident.
3. Mobile Internet accelerates the upgrade of financial business services.
4. The Electronic payment of financial institutions is still mainly online payment, But mobile payment has become the fastest-growing part.
5. Mobile payment has become the main driving force for the rapid expansion of third-party payment.
6. Consumers develop mobile app habits.
Positioning and Value
1. Internet finance has entered the platform economy, and more and more financial institutions are evolving. Each participant in the supply chain is expanding upstream and downstream of their ecosystem, and financial institutions are mutual platform providers. , And each other are platform participants.
2. Keeping up with the development wave of Internet finance, relying on financial institutions' comprehensive risk control system and business operation capabilities to provide financial institution customers with "mobile wealth management system solutions."
Features
1. Following the service-oriented idea, each subsystem is a pluggable service component.
2. The RESTful interface can be integrated between systems easily.
3. Each product line is independent, does not affect each other, responds quickly to market demand, and innovates marketing methods.
4. Adopt a mature technical framework, agile development, and continuous iteration.
5. Adopt flexible IT architecture to reduce CAPEX and OPEX effectively.